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Buyer's Guide
Here Are Some Of Our Best Tips For Buying Your First Home In Surrey
GETTING PRE-APPROVED FOR A MORTGAGE
Getting pre-approved for a mortgage is the first step in purchasing your first home. Getting a pre-approval in advance, whether through a mortgage broker or your bank, will help you avoid disappointment in the long run! When you apply for a mortgage, your lender will consider income, down payment, debts, and credit history. Your pre-approval should be in writing and include an interest rate guarantee. Now that you know what you can afford, you can start making your list. Don't forget to calculate mortgage payments as you plan your budget.
CREATE YOUR MUST-HAVE DREAM HOME LIST
What do you need and what can you do without? Do you require an outdoor area? Can you live without a third bedroom? Realistically, this list should reflect what you can afford! Which Surrey neighborhood makes you feel the most at ease? Contact us today for more information on Surrey neighborhoods.
BOOK A BUYER CONSULTATION
Set up a consultation with an experienced realtor in BC. We provide a thorough buyer consultation that our clients have found to be extremely beneficial before we begin looking at properties in person. We'll get together online and go over properties and neighborhoods. We'll discuss the costs of buying your first home and what you can afford, home operating costs, the various property types (condos vs. freehold, etc.), current market values, understanding financing and financing options, the elements of an offer, and finally completing the sale and the role of your lawyer, among other things. We'll also go over your list of Must Haves and Would Likes to help you find your dream home even faster. We'll go over the list together and get you started on your first home purchase!
HOUSE HUNTING
Finally, the part you've been looking forward to! We'll begin sending you custom listings that match your criteria, as well as screening and previewing listings for you, taking you to look at homes that interest you, and gathering any other information you'll need to make an informed purchase.
You'll be able to revise and refine your Must Have list as you go through this process, narrowing down your ideal Surrey neighborhood. When you find your perfect home, you will know instinctively. You may start to imagine how your furniture will be arranged in it or what color you will paint the living room walls, but never underestimate that gut feeling!
Find Your Dream Home
Get Neighbourhood Analysis Listings That Match Your Criteria
Nothing makes us happier than seeing our clients’ joy when we help them find the perfect property. We’ll work with you for as long as it takes to find you the best match, whether you want a fixer-upper or something turn-key, big or small, in the city center or in a more family-oriented neighborhood.